Legal Expert

Attorney Karl Heideck On The Philadelphia Vs. Wells Fargo Case

Karl Heideck is a brilliant attorney who is very much in the public eye due to his high profile cases such as Pepper Hamilton LLP and Conrad O’Brien as well as being a contract attorney for Grant and Eisenhofer. He appears in many magazines and on many websites.

Mr. Heideck earned his BA from Swarthmore college in 2003 and went on to Templeton University Beasley School of Law and received his JD in 2009. He began practicing law in Philadelphia for a number of years and now is making his mark in Pennsylvania.

In May of 2017 an article was published on phillypurge.com where Mr. Heideck explains the lawsuit by Philadelphia against Wells Fargo. Wells Fargo is an American banking and financial services company that is the 10th largest in the world based in San Francisco California.

The core of the lawsuit hinges on the “Fair Housing Act of 1968”. This act prevents discrimination against the sale, rental or financing of housing based on race, religion, national origin and sex. The state of Philadelphia claims that Wells Fargo is in violation of this act.

Mr. Karl Heideck explains that Philadelphia charges that Wells Fargo made it difficult for black and Hispanic borrowers. They say these borrowers were credit worthy of lower interest rates and lower risk mortgages and were steered into making bad choice loans. They also insist that Wells Fargo made it difficult for these borrowers to refinance their homes. The city says this made for higher crime rates and lower value on properties.

Wells Fargo is still reeling from a charge of creating fake customer accounts to meet goals as well as this violation of the “Fair Housing Act”. These practices are known as “redlining”. This happens when a company draws a “red line” around and area that they don’t want to extend loans to, which goes against the constitution when it done because of race.

Wells Fargo has come up to bat in this case unlike the “fake customer account” case in which they remained docile. They plan to fight this case although they have not written a legal answer to the complaint.

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Comparative Constitutional Law Case Study

Comparative constitutional law, according to case studies review, involves the study of differences and similarities between laws that govern different countries. To be specific, comparative constitutional law mainly involves the study of various legal systems and families that exist in the universe. These legal and families systems include common law, canon law, civil law and Chinese law. The importance of comparative constitutional law has increased enormously in the current age of internationalism, democratization and economic globalism. The modern comparative constitutional law can be traced back to the 18th century in Europe although legal scholars were still practicing similar methodologies even before the 18th century.

 

According to Professor Sujit Choudhry, a graduate of Harvard University with bachelor’s degree in Law says that a constitution is an object that can manage a smooth transition of violent conflict to the peaceful democratic societies. His illusion of hatred among ethics and federalism divided states is included. Professor Sujit Choudhry has a tireless dedication towards eradicating hatred among people and therefore has edited a collection of written materials as a method to fight the vice. The edited work includes Constitutional Design for Divided Societies, The Oxford Handbook of the Indian Constitution among many others. Professor Sujit Choudhry, being a member of the Board of the Constitution Court Review and the Editorial Advisory Board of the Cambridge Studies in Constitutional Law has played a great role in international meditations.  Based on works.bepress.com.

 

Professor Sujit Choudhry was a Dean in the Faculty of Berkeley law at the University of California between the year 2014 and 2016. During his leadership tenure in the Californian University, he launched a series of initiatives that he used to implement the agenda of innovation, Service, and Globalization. Also, during his reign, Professor Sujit Choudhry played a critical role in the establishment of Berkeley Law Opportunity Scholarship which later played a significant role in social mobility and specialized recruitment. The move saw many African and Latino students become enrolled in the university and therefore raising the ratio of African, Latino and American students. During his leadership period at the Californian University, Sujit Choudhry was a member of United Nations Mediation Roster, founder director of Center for Constitutional Transitions and a consultant in the World Bank Institute that worked for foreign constitution expert that enabled the constitution transition in countries such as Libya, Tunisia, Egypt, and Jordan. Amazon has however walked hand in hand with Professor Sujit Choudhry in ensuring that his work is printed and sold.

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From the above review, it is evident that Professor Sujit Choudhry has dedicated his life to fighting the social injustices that are rotting the society currently. I strongly agree that Sujit will not find sleep until he ensures that comparative constitutional law is achieved.

To know Choudhry better, visit this http://sujitchoudhry.com/publication/